Discounted private health insurance
Care that costs less, because we care more
Our discounted private health insurance plans put real care, and real savings, in your hands.
Unlock your member benefits with nib
- Save on your nib premiums with a membership discount of up to 10%1
- New to health insurance? Skip the 2 and 6 month waiting periods on Extras services like general dental, optical and physio2
- Additional discount of up to 10% on hospital cover for eligible people under 30 via the Aged Based Discount.
- nib makes claiming easy with the nib App. All you need to do is log in, take a picture of your receipt and away you go.
- Health Management Programs available at no additional cost to eligible members. These programs are delivered by qualified health professionals and designed to be tailored to your needs whether that's to help get you in shape, keep you out of hospital, improve your physical and mental wellbeing or to aid a quicker recovery after you've been in hospital.
Switching to nib is easy. They will contact your previous fund for you and take care of all the paperwork. Plus, waiting periods that you have already served with your previous fund will be recognised for equivalent benefits.
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1. Discounts vary on some products. Overseas student’s health cover and international workers health insurance not included.
2. Offer applies to new policies when taking out any eligible combined Hospital and Extras package. Longer waiting periods apply for some services including major dental, obstetrics and pre-existing conditions.
CareSuper does not in any way recommend or endorse that these products or services are suitable for you, so you may wish to seek independent advice before deciding to access any of these products or services. Please obtain a product disclosure statement from the service provider.
Get lower health insurance premiums with St Lukes
CareSuper members are eligible for a 5% discount* on the brochure rates for a range of St Lukes products when you pay by direct debit.
New to CareSuper?
Already with St Lukes
* The discount cannot be combined with any other discounts available under other arrangement between St Lukes and other strategic alliances.
+Extras waiting periods greater than six months apply. All hospital waiting periods still apply.
CareSuper does not in any way recommend or endorse that these products or services are suitable for you, so you may wish to seek independent advice before deciding to access any of these products or services. Please obtain a product disclosure statement from the service provider.
Join our 550,000-strong super family
You can access a great range of additional benefits when you join Hospital and Extras as a CareSuper corporate member including:
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* Treatment fully covered by your policy that is required as a result of an accident. Excludes Restricted Services and Excluded Services on your policy.
& Subject to available waiting periods.
~ Conditions and eligibility criteria apply.
^ Starting after your first 12 months of Extras cover and growing every year up to year six. Unused Limit Boost cannot be carried into the following year.
CareSuper does not in any way recommend or endorse that these products or services are suitable for you, so you may wish to seek independent advice before deciding to access any of these products or services. Please obtain a product disclosure statement from the service provider.