Compare super funds
Find the best super fund for you
See how CareSuper compares
Choosing the right superannuation fund isn’t just a tick-box decision. It can shape your future. At CareSuper, we’ve made it easy to compare super funds on the things that matter—performance, fees, features and member service—so you can make the right call for you.
The big things to get right when choosing your super
Years of strong long-term performance
The best way to see how a super fund performs is to look at its long-term returns. After all, super is a long game. CareSuper has a track record of strong long-term performance, managed by investment experts who actively adapt to market changes.1
Balanced
This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and infrastructure.
If you're a super member, this is the option your money goes into if you don't make an investment choice (it's our MySuper option).
The graph shows the value of an initial investment of $1,000 in this option over time.
Competitive fees and costs
Because what you pay matters. CareSuper keeps fees competitive, while delivering strong performance over the long term.1 But the real number to look at is net benefit—that’s performance after fees and taxes.
See our fees in action
Here’s what you can expect to pay in superannuation fees and costs over a year if you have $50,000 invested in our Balanced option.
Why CareSuper? See how much better off you could be with us.
How your super is invested and the fees you pay could make a big difference to your future. Over 15 years to 30 June 2025, our Balanced option returned $30,610 more than the average retail fund.4
Based on a $50,000 starting balance and assuming a $50,000 annual starting salary with employer contributions paid quarterly.
Industry vs Retail super funds
We’re run only to benefit members—no shareholders, no commissions. That’s the Industry SuperFund difference. Retail funds often serve profit. We serve you.
On average, Industry SuperFunds have out-performed retail super funds over the past five, 10 and 20 years1. This means better value, better returns and more super for you.
Dig a little deeper and see the difference
Super at your fingertips
Stay on top of your super anytime, anywhere. Our app lets you check your balance, update your investments, and more—all in a few taps. It’s one of the highest-rated super apps in Australia.
App Store
Google Play
Real support from real people—right here in Australia
Award winning
We’re awarded and recognised as a top-performing, best value for money MyChoice product recognised by SuperRatings 20-year Platinum performance—with outstanding service and a strong commitment to responsible investing.
1Chant West Super Fund Performance Survey, June 2025, MySuper – Growth (61% - 80%). Net returns for periods to 30 June 2025. Past performance isn’t a reliable indicator of future performance. The value of investments can rise or fall, and investment returns can be positive or negative.
2This amount includes an estimated $30.00 deducted from reserves (not from your account).3Other fees apply. For more details read the Fees and costs guide.
4Report issued by SuperRatings Pty Limited (SuperRatings) ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research) a fully owned subsidiary of Lonsec Holdings Pty Ltd ABN: 41 151 235 406 (Lonsec Group). Generation Development Group Limited ABN 90 087 334 370 is the parent company of Lonsec Group. The information used in compiling this data comes from sources considered reliable and is not guaranteed to be accurate or complete. Past performance is not a reliable indicator of future performance. Any expressed or implied rating or advice presented in this document is limited to General Advice and based solely on consideration of the merits of the superannuation financial product(s), without considering any person’s particular financial circumstances. The reader should read the Product Disclosure Statement and seek personal advice before making a decision on the financial product. SuperRatings’ research process relies upon the participation of the superannuation fund or product issuer(s). Should the superannuation fund or product issuer(s) no longer be an active participant in SuperRatings’ research process, SuperRatings reserves the right to withdraw the rating and document at any time and discontinue future coverage of the superannuation and pension financial product(s).Copyright Disclaimer: © SuperRatings Pty Ltd. All rights reserved. This report may also contain third party material that is subject to copyright. To the extent that copyright subsists in a third party it remains with the original owner and permission may be required to reuse the material. Any unauthorised reproduction of this information is prohibited.
5CareSuper Advice is a financial advice service available to CareSuper members through CareSuper Advice Pty Ltd, ABN 78 102 167 877, AFSL No. 284443 which is licensed to provide financial advice services and deal in financial products. CareSuper Advice Pty Ltd is a wholly owned company of CareSuper (Secretariat Co) Pty Ltd ABN 29 104 826 413, a related entity of CareSuper Pty Ltd ABN 14 008 650 628, AFSL No. 238718 (Trustee) which is the trustee of CareSuper ABN 74 559 365 913 (Fund).
6CareSuper was ranked number 1 for customer experience across the financial sector by Customer Service Benchmarking Australia (CSBA) for the period January to March 2026. CareSuper has an agreement with CSBA for quality assurance and staff training within their contact centre. Awards and ratings are only one factor when deciding how to invest your super. Read about the award methodology at csba.com.au.
Awards and ratings are only one factor to be taken into account when deciding how to invest your super