Why choose CareSuper
We're a super fund that's here for you
The right super fund can make a real difference to your future.
As an award-winning1, profit-to-member fund, every decision we make is for our members, not shareholders.
We're here to listen, guide and help you grow your super with confidence. Because behind every super balance, there's a person. And that's who we're here for.
Why other Australians choose CareSuper
Your award-winning superannuation fund
Take a moment to explore
Choosing a super fund is an important decision. Take a closer look at what matters most to you.
See how much better off you could be with us.
How your super is invested and the fees you pay could make a big difference to your future. Over 15 years to 30 June 2025, our Balanced option returned $30,610 more than the average retail fund.4
Based on a $50,000 starting balance and assuming a $50,000 annual starting salary with employer contributions paid quarterly.
Get mobile, with the CareSuper app
Highly rated5 and built with real users in mind. Access your super any time.
App Store
Google Play
Real stories. Real confidence.
Every member's story is different. Some are starting their first job. Some are planning retirement. Others simply want a super fund that makes things easier.
What they have in common is CareSuper6.
Thinking about switching?
Why should I switch my super to CareSuper?
Because we care. CareSuper is the highest rated super fund for customer experience, here to help when you need support.
We’re a profit-to-member super fund focused on helping our members build a better retirement.
If you like the sound of competitive fees, strong long-term performance2 and a range of investment options, make CareSuper your first choice.
How easy is it to switch?
It takes just 5 minutes. If you're ready to join CareSuper, we can guide you through the process online.
In most cases, we'll help you transfer your existing super into your new account7, making it easier to keep your super together in one place.
Will I lose my insurance if I switch?
Before switching, it's important to check what insurance cover you have now and whether it will be affected.
You may lose insurance linked to your current super fund when you move your super.
Tip: Compare your existing cover and consider your personal circumstances before you make a decision. Find out more about insurance today.
What fees will I pay with CareSuper?
The fees you pay will depend on the type of account and investment option you choose with CareSuper.
We aim to keep fees competitive and transparent, so you can see exactly what you're paying. Find out more about fees and costs today.
Can my employer pay into CareSuper?
Yes! Most employers can pay your super contributions into CareSuper.
If you're eligible to choose your own super fund, simply provide your employer with your CareSuper account details and complete any forms they require.
Let’s get started!
Make the switch to CareSuper and join now – it’s easy, fast and secure.
Where to next?
1 CareSuper was ranked number 1 for customer experience across the financial sector by Customer Service Benchmarking Australia (CSBA) for the period January to March 2026. CareSuper has an agreement with CSBA for quality assurance and staff training within their contact centre. Awards and ratings are only one factor when deciding how to invest your super. Read about the award methodology at csba.com.au.
2 Past performance isn’t a reliable indicator of future performance. The value of investments can rise or fall, and investment returns can be positive or negative.
Chant West Super Fund Performance Survey, June 2025, MySuper – Growth (61% - 80%). Net returns for periods to 30 June 2025.
On 1 November 2024, the former CARE Super fund (ABN 98 172 275 725) merged into Spirit Super. Performance prior to 1 November 2024 reflects the corresponding former CARE Super investment options (except the Long-term option (Managed Income only)), not Spirit Super. Spirit Super's performance history is available here.
3 CareSuper was recognised in the WeMoney Superannuation Awards 2025. Read about the award methodology at wemoney.com.au/wemoney-superannuation-awards-2025-winners.
4 Report issued by SuperRatings Pty Limited (SuperRatings) ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research) a fully owned subsidiary of Lonsec Holdings Pty Ltd ABN: 41 151 235 406 (Lonsec Group). Generation Development Group Limited ABN 90 087 334 370 is the parent company of Lonsec Group. The information used in compiling this data comes from sources considered reliable and is not guaranteed to be accurate or complete. Past performance is not a reliable indicator of future performance. Any expressed or implied rating or advice presented in this document is limited to General Advice and based solely on consideration of the merits of the superannuation financial product(s), without considering any person’s particular financial circumstances. The reader should read the Product Disclosure Statement and seek personal advice before making a decision on the financial product. SuperRatings’ research process relies upon the participation of the superannuation fund or product issuer(s). Should the superannuation fund or product issuer(s) no longer be an active participant in SuperRatings’ research process, SuperRatings reserves the right to withdraw the rating and document at any time and discontinue future coverage of the superannuation and pension financial product(s). Copyright Disclaimer: © SuperRatings Pty Ltd. All rights reserved. This report may also contain third party material that is subject to copyright. To the extent that copyright subsists in a third party it remains with the original owner and permission may be required to reuse the material. Any unauthorised reproduction of this information is prohibited.
5 4.7 star rating sourced from the Apple App Store, current as at 14 July 2026. Rating subject to change.
6 The opinions expressed are those of the member and do not necessarily reflect CareSuper’s policies or opinions.
7 Before combining your super into CareSuper you should consider whether this is right for you and whether you will be charged any fees. You should also check the impact on any insurance arrangements (such as loss of insurance) and other benefits including tax implications. Contact us to find out if you’re eligible to transfer your cover to us before combining accounts. Consider if you want to claim a tax deduction or split contributions, as you won’t be able to do this on the contributions you’ve transferred. Once combined, let your employer know you’ve changed super funds, more information on what information to give to your employer is available here. All future contributions should then be paid to CareSuper.