Why choose CareSuper
Why us?
We're an award-winning,1 profit-to-member fund — which means every decision we make is for you, not shareholders.
We're here to listen, guide, and help you grow your super with confidence. Because behind every super balance, there's a person. And that's who we're here for.
Here's what you can expect from us
Why CareSuper? See how much better off you could be with us.
How your super is invested and the fees you pay could make a big difference to your future. Over 15 years to 30 June 2025, our Balanced option returned $30,610 more than the average retail fund.3
Based on a $50,000 starting balance and assuming a $50,000 annual starting salary with employer contributions paid quarterly.
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Real stories. Real care.
James
CareSuper Member4
'Caroline was absolutely brilliant. So caring, so patient. Caroline fixed everything.'
Vanessa
CareSuper Member4
'Dave was brilliant and extremely helpful and patient. Excellent customer service and care.'
Sara
CareSuper Member4
'Sarah was, in complete honesty, the absolute best customer service representative I've ever had the pleasure of speaking with.'
1SuperRatings Fund Crediting Rate Survey SR50 Balanced (60-76 Median) Index, June 2024. The performance figures utilised reflect the performance for the former CARE Super fund investment options pre-1 November 2024. Performance history for Spirit Super investment options prior to 1 November 2024 is available here. For more information, please see our performance page.
On 1 November 2024, the former CARE Super fund (ABN 98 172 275 725) merged into Spirit Super and the investment options in the merged fund were aligned with the former CARE Super fund investment options (other than the Long-term option (Managed Income only)). The figures on this page that relate to the period before 1 November 2024 reflect the performance for the corresponding former CARE Super fund investment options only (other than the Long-term option (Managed Income only)). Investment performance history for the Spirit Super investment options before 1 November 2024 can be viewed here.
2CareSuper was ranked number 1 for customer experience across the financial sector by Customer Service Benchmarking Australia (CSBA) for the period January to March 2026. CareSuper has an agreement with CSBA for quality assurance and staff training within their contact centre. Awards and ratings are only one factor when deciding how to invest your super. Read about the award methodology at csba.com.au.
3CareSuper Advice is a financial advice service available to CareSuper members through CareSuper Advice Pty Ltd, ABN 78 102 167 877, AFSL No. 284443 which is licensed to provide financial advice services and deal in financial products. CareSuper Advice Pty Ltd is a wholly owned company of CareSuper (Secretariat Co) Pty Ltd ABN 29 104 826 413, a related entity of CareSuper Pty Ltd ABN 14 008 650 628, AFSL No. 238718 (Trustee) which is the trustee of CareSuper ABN 74 559 365 913 (Fund).
4The opinions expressed are those of the member and do not necessarily reflect CareSuper’s policies or opinions.
Awards and ratings are only one factor to be taken into account when deciding how to invest your super
SuperRatings - CareSuper has an agreement with SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research) for the provision of research, reporting and marketing services, which permits us to use the SuperRatings logos for marketing purposes. Read about the award methodology.