Long-term

On 1 November 2024, the former CARE Super fund (ABN 98 172 275 725) merged into Spirit Super and the investment options in the merged fund were aligned with the former CARE Super fund investment options (other than the Long-term option (Managed Income only)). The figures on this page that relate to the period before 1 November 2024 reflect the performance for the corresponding former CARE Super fund investment options only (other than the Long-term option (Managed Income only)). Investment performance history for the Spirit Super investment options before 1 November 2024 can be viewed here.

Spirit Super investment performance history

Effective date: 31 Oct 2024

Long-term*

This option aims to achieve moderate to high returns, while accepting a medium to high level of investment risk. 

*This option is only available within our Managed Income account.

The graph shows the value of an initial investment of $1000 in this option over time. 

    Historical unit prices:
    CSVExcel

    Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative.

    The figures shown are net investment returns, that is, after fees, costs and investment-related taxes have been paid.

    Data

    Performance

    The investment performance figure is normally updated yearly, and is net of fees, costs and investment related taxes. For returns over various time periods see our performance page.

    Please note that the average annual performance figure is a three (3) year average. 

    See important information below for more details. 

    4.82% 5-year average annual pension return as at 30 June 2024
    Growth and defensive asset class mix
    60% growth
    40% defensive

    Return objective

    To achieve returns after fees that exceed the inflation rate (as measured by the CPI) by at least 3% per year, over rolling 10-year periods.
    CPI + 3% pa

    Estimated investment and transaction fees and costs

    Deducted from investment returns before they're allocated to your account through the daily determination of unit prices.

    See Important information below for more details. 

    0.5% pa

    Risk level

    The likelihood of a negative annual return is 3.6 in every 20 years for super accounts.

    See important information below for more details. 

    Medium to High

    Unit price

    See Important information below for more details. 
    $1.406789(updated by 29 October 2024)

    Suggested timeframe

    See Important information below for more details. 
    5+ years

    Strategic asset allocation

    This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.

    Notes:
    Figures may not total 100% due to rounding.
    Strategic asset allocations as at 1 November 2024.

    Performance

    Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative. The figures shown are net investment returns, that is, after fees, costs and taxes have been paid. 

     

    Investment fees and costs and transaction costs 

    The investment and transaction fees and costs are estimates only. The actual fees and costs may vary from year to year. Please see the relevant PDS for details.

     

    Risk level

    The risk level is based on the Standard Risk Measure. Please see the relevant PDS for details.

     

    Unit prices  

    New unit prices for each investment option are calculated each business day and are generally available within two business days. Business days are limited to weekdays that are not a national public holiday, including the King’s Birthday (in all states except QLD & WA), or when the Australian Stock Exchange (ASX) is closed.

     

    Suggested timeframe

    For full information in relation to suggested/minimum time frames please see the relevant PDS.

     

    Strategic asset allocation

    For full information in relation to the sub-categories of our alternatives asset class allocation, please see the relevant PDS. 

    Fees and costs

    Each of our investment options has its own set of fees that covers the cost of managing your investments.

    See our fees and costs

    Investment returns

    Discover how your investments measure up against their return objectives and industry benchmarks.

    Check our performance