Balanced

On 1 November 2024, the former CARE Super fund (ABN 98 172 275 725) merged into Spirit Super and the investment options in the merged fund were aligned with the former CARE Super fund investment options (other than the Long-term option (Managed Income only)). The figures on this page that relate to the period before 1 November 2024 reflect the performance for the corresponding former CARE Super fund investment options only (other than the Long-term option (Managed Income only)). Investment performance history for the Spirit Super investment options before 1 November 2024 can be viewed here.

Spirit Super investment performance history

Effective date: 31 Oct 2024

Balanced

This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and infrastructure.
If you're a super member, this is the option your money goes into if you don't make an investment choice (it's our MySuper option).

The graph shows the value of an initial investment of $1,000 in this option over time.

    Historical unit prices:
    CSVExcel

    Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative.

    The figures shown are net investment returns, that is, after fees, costs and investment-related taxes have been paid.

    Data

    Performance

    The investment performance figure is normally updated yearly, and is net of fees, costs and investment related taxes. For returns over various time periods see our performance page.

    See important information below for more details. 

    7.62% 10-year average annual super return as at 30 June 2024
    Growth and defensive asset class mix
    70% growth
    30% defensive

    Return objective

    To achieve returns after tax and fees that exceed the inflation rate as measured by the consumer price index (CPI) by at least 3% per year, over rolling 10-year periods.

    The return objective of the Balanced option is not the same as the return target shown in the MySuper dashboard. The return target shown on the MySuper dashboard represents the mean annualised estimate of the percentage rate of net return of a representative member that exceeds the growth in the CPI over 10 years. 

    CPI + 3% pa

    Estimated investment and transaction fees and costs

    Deducted from investment returns before they're allocated to your account through the daily determination of unit prices.

    See Important information below for more details. 

    0.52% pa

    Risk level

    The likelihood of a negative annual return is 3.5 in every 20 years for super accounts.

    See important information below for more details. 

    Medium to High

    Unit price

    See important information below for more details. 
    $2.78097(updated by 29 October 2024)

    Suggested timeframe

    See important information below for more details. 
    5+ years

    Strategic asset allocation

    This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.

    Notes:
    Figures may not total 100% due to rounding.
    Strategic asset allocations as at 1 November 2024.

    Balanced

    This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and infrastructure.

    The graph shows the value of an initial investment of $1,000 in this option over time.

      Historical unit prices:
      CSVExcel

      Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative.

      The figures shown are net investment returns, that is, after fees, costs and investment-related taxes have been paid.

      Data

      Performance

      The investment performance figure is normally updated yearly, and is net of fees, costs and investment related taxes. For returns over various time periods see our performance page.

      See important information below for more details.

      7.62% 10-year average annual super return as at 30 June 2024
      Growth and defensive asset class mix
      70% growth
      30% defensive

      Return objective

      To achieve returns after tax and fees that exceed the inflation rate as measured by the consumer price index (CPI) by at least 3% per year, over rolling 10-year periods.
      CPI + 3% pa

      Estimated investment and transaction fees and costs

      Deducted from investment returns before they're allocated to your account through the daily determination of unit prices.

      See Important information below for more details. 

      0.52% pa

      Risk level

      The likelihood of a negative annual return is 3.5 in every 20 years for super accounts.

      See important information below for more details. 

      Medium to High

      Unit price

      See important information below for more details. 
      $2.78097(updated by 29 October 2024)

      Suggested timeframe

      See important information below for more details. 
      5+ years

      Strategic asset allocation

      This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.

      Notes:
      Figures may not total 100% due to rounding.
      Strategic asset allocations as at 1 November 2024.

      Balanced

      This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and infrastructure.

      The graph shows the value of an initial investment of $1,000 in this option over time.

        Historical unit prices:
        CSVExcel

        Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative.

        The figures shown are net investment returns, that is, after fees, costs and investment-related taxes have been paid. 

        Data

        Performance

        The investment performance figure is normally updated yearly, and is net of fees, costs and investment related taxes. For returns over various time periods see our performance page.

        See important information below for more details. 

        8.16% 10-year average annual pension return as at 30 June 2024
        Growth and defensive asset class mix
        70% growth
        30% defensive

        Return objective

        To achieve returns after tax and fees that exceed the inflation rate as measured by the consumer price index (CPI) by at least 3% per year, over rolling 10-year periods.
        CPI + 3.5% pa

        Estimated investment and transaction fees and costs

        Deducted from investment returns before they're allocated to your account through the daily determination of unit prices.

        See Important information below for more details. 

        0.52% pa

        Risk level

        The likelihood of a negative annual return is 3.4 in every 20 years for super accounts.

        See important information below for more details. 

        Medium to High

        Unit price

        See important information below for more details. 
        $3.01025(updated by 29 October 2024)

        Suggested timeframe

        See important information below for more details. 
        5+ years

        Strategic asset allocation

        This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.

        Notes:
        Figures may not total 100% due to rounding.
        Strategic asset allocations as at 1 November 2024.

        Performance

        Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative. The figures shown are net investment returns, that is, after fees, costs and taxes have been paid. 

         

        Investment fees and costs and transaction costs 

        The investment and transaction fees and costs are estimates only. The actual fees and costs may vary from year to year. Please see the relevant PDS for details.

         

        Risk level

        The risk level is based on the Standard Risk Measure. Please see the relevant PDS for details.

         

        Unit prices  

        New unit prices for each investment option are calculated each business day and are generally available within two business days. Business days are limited to weekdays that are not a national public holiday, including the King’s Birthday (in all states except QLD & WA), or when the Australian Stock Exchange (ASX) is closed.

         

        Suggested timeframe

        For full information in relation to suggested/minimum time frames please see the relevant PDS.

         

        Strategic asset allocation

        For full information in relation to the sub-categories of our alternatives asset class allocation, please see the relevant PDS. 

        Fees and costs

        Each of our investment options has its own set of fees that covers the cost of managing your investments.

        See our fees and costs

        Investment returns

        Discover how your investments measure up against their return objectives and industry benchmarks.

        Check our performance