Sustainable Balanced

This option seeks to select investment managers for the Australian and overseas shares asset classes based on a higher degree of focus on environmental, social and governance (ESG) standards, as well as investing in a wide range of other asset classes. It's designed to achieve relatively high returns in the medium to long term.

7.52%

8.29%

10-year average
annual super return
as at 30 June 2024

10-year average
annual pension return
as at 30 June 2024

For the returns over various time periods see the performance page.

Why you’d invest

Invest in this option if you are seeking returns above the rate of inflation over the long term and prefer environmentally and socially friendly industries and companies.

The minimum investment timeframe is 5+ years.

Return objective

To achieve returns after tax and fees that exceed the inflation rate by at least 3% per year (over rolling 10-year periods).

This option targets positive investment themes such as addressing climate change and improving health and education, as well as employing a range of negative screens that restrict investments in certain companies. Find out more about our Sustainable Balanced option.

Risk level

Medium to high

The likelihood of a negative annual return is 3.8 in every 20 years for super and transition to retirement accounts.

The risk level is based on the Standard Risk Measure.

Medium to high

The likelihood of a negative annual return is 3.7 in every 20 years for full pension accounts.

The risk level is based on the Standard Risk Measure.

Asset class mix

Allocation table for Super & TTI

Asset class	Benchmark	Range
Australian Shares	23%	10-40
Overseas Shares	26%	10-40
Private equity	5%	0-20
Property	10%	0-25
Infrastructure	10%	0-25
Credit	7%	0-20
Alternatives (total)	4%	0-20
- Absolute return	4%
- Thematic opportunities	0%
Fixed interest	8%	0-30
Cash	7%	0-30

Allocation table for Pension

Asset class	Benchmark	Range
Australian Shares	26%	10-40
Overseas Shares	20%	10-40
Private equity	5%	0-20
Property	11%	0-25
Infrastructure	10%	0-25
Credit	9%	0-20
Alternatives (total)	3%	0-20
- Absolute return	3%
- Thematic opportunities	0%
Fixed interest	8%	0-30
Cash	8%	0-30