Sustainable Balanced
This option seeks to select investment managers for the Australian and overseas shares asset classes based on a higher degree of focus on environmental, social and governance (ESG) standards, as well as investing in a wide range of other asset classes. It's designed to achieve relatively high returns in the medium to long term.
7.52%
8.29%
10-year average
annual super return
as at 30 June 2024
annual super return
as at 30 June 2024
10-year average
annual pension return
as at 30 June 2024
annual pension return
as at 30 June 2024
For the returns over various time periods see the
performance page.
Why you’d invest
Invest in this option if you are seeking returns above the rate of inflation over the long term and prefer environmentally and socially friendly industries and companies.
The minimum investment timeframe is 5+ years.
Return objective
To achieve returns after tax and fees that exceed the inflation rate by at least 3% per year (over rolling 10-year periods).
This option targets positive investment themes such as addressing climate change and improving health and education, as well as employing a range of negative screens that restrict investments in certain companies. Find out more about our Sustainable Balanced option.
Risk level
Medium to high
The likelihood of a negative annual return is 3.8 in every 20 years for super and transition to retirement accounts.
The risk level is based on the Standard Risk Measure.
Medium to high
The likelihood of a negative annual return is 3.7 in every 20 years for full pension accounts.
The risk level is based on the Standard Risk Measure.
Asset class mix
Allocation table for Super & TTI
Asset class | Benchmark | Range |
---|---|---|
Australian Shares | 23% | 10-40 |
Overseas Shares | 26% | 10-40 |
Private equity | 5% | 0-20 |
Property | 10% | 0-25 |
Infrastructure | 10% | 0-25 |
Credit | 7% | 0-20 |
Alternatives (total) | 4% | 0-20 |
- Absolute return | 4% | |
- Thematic opportunities | 0% | |
Fixed interest | 8% | 0-30 |
Cash | 7% | 0-30 |
Allocation table for Pension
Asset class | Benchmark | Range |
---|---|---|
Australian Shares | 26% | 10-40 |
Overseas Shares | 20% | 10-40 |
Private equity | 5% | 0-20 |
Property | 11% | 0-25 |
Infrastructure | 10% | 0-25 |
Credit | 9% | 0-20 |
Alternatives (total) | 3% | 0-20 |
- Absolute return | 3% | |
- Thematic opportunities | 0% | |
Fixed interest | 8% | 0-30 |
Cash | 8% | 0-30 |
More about investing
Fees and costs
Each of our investment options has its own set of fees that covers the cost of managing your investments.
See our fee structure
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices