Fixed Interest
This option invests in a diversified portfolio of debt securities, mainly fixed-rate bonds issued by Australian and overseas governments and companies, mortgage-backed securities and cash. The investment managers include specialist credit managers and other managers focused on managing sector and interest rate exposures. Fixed interest investments can be actively traded and have the potential for both positive and negative returns.
1.99%
2.29%
10-year average
annual super return
as at 30 June 2024
annual super return
as at 30 June 2024
10-year average
annual pension return
as at 30 June 2024
annual pension return
as at 30 June 2024
For the returns over various time periods see the
performance page.
Why you’d invest
Invest in this option if you seek to maintain long-term capital security, while earning a rate of return above that of bank bills or from a cash management trust.
The minimum investment timeframe is 3+ years.
Return objective
To outperform returns from a mix of the Australian and overseas bond markets (as measured by a benchmark consisting of the Bloomberg AusBond Composite Bond Index and the Bloomberg Global Aggregate Total Return Index [hedged] and cash adjusted for implied superannuation tax).
Risk level
Medium
The likelihood of a negative annual return is 2.0 in every 20 years.
The risk level is based on the Standard Risk Measure.
Medium
The likelihood of a negative annual return is 2.0 in every 20 years.
The risk level is based on the Standard Risk Measure.
Asset class mix
Allocation table for Super & TTI
| Asset class | Benchmark | Range |
|---|---|---|
| Fixed interest | 95% | 50-100 |
| Cash | 5% | 0-50 |
Allocation table for Pension
| Asset class | Benchmark | Range |
|---|---|---|
| Fixed interest | 95% | 50-100 |
| Cash | 5% | 0-50 |
More about investing
Fees and costs
Each of our investment options has its own set of fees that covers the costs of managing your investments.
See our fee structure
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices