Living well after work

While a healthy super balance can make a big difference in your later years, we know money isn’t everything. Living well in retirement goes beyond the dollars to your total wellbeing.  

With life expectancies increasing and more of us living in retirement for longer, your lifestyle is important. It’s normal for your wellbeing to fluctuate as you navigate the transition to retirement, and even throughout retirement. You might experience positive wellbeing if you have more time to pursue hobbies and interests, travel, or spend more time with friends and family. But you might come across challenges if you experience periods of poor physical or mental health, lose loved ones, experience loneliness or financial stress, and if you become more dependent on others.  

Seek help if you need it 

It’s important to keep a close eye on your (and other’s) wellbeing and get help if you need it. You’re not alone on this journey - lots of people have walked the ‘retirement path’ before you.  

• Ask for, and accept, help from friends and family  
  The relationships you’ve built with friends, family and others could provide a strong source of support to help you navigate life’s challenges. 
• Stay close to your GP 
  A trusted GP is highly important to help you manage your physical and mental health, can provide a mental health plan if needed, and connect you to other well-regarded specialists in your area.  
• Speak to a psychologist  
  If you’re feeling depressed, anxious or you’re suffering from sustained low mood, get some professional help from a psychologist. And remember, it’s very normal to try more than one psychologist before you find the right one for you. 
• Seek financial advice  
  If you’re concerned about your finances, remember you have access to financial advice about your CareSuper account at no extra cost.^{^} Or, if your concerns are beyond your super, for an additional fee we can consider your total household finances (other assets, debt and your financial goals).^*Book a call-back here.  

Other useful resources  

We’re the experts in super, but there’s plenty of other organisations that can help you on your path to total wellbeing. Some of these include:  

• National Seniors Association 
• Australian Psychological Society  
• Relationships Australia   
• SuperFriend  
• Beyond Blue  
• Probus 
• Cota

Information correct as at 14 November 2023.